For more information on your Dental Plan, or to find a local provider, please see the information below.
For more information on your Dental Plan, or to find a local provider, please see the information below.
For more information on your Vision Policy, or to find a local provider, please see the information below.
Welcome to the Student & Dependent Vision Enrollment Center! Here you will find all the necessary tools to enroll in your school sponsored policy.
We suggest you review the brochure for your rates, effective dates and optional coverages before starting the enrollment process.
2016-2017 Vision Enrollment Information
 All full-time medical students and any student enrolled in a CMSRU approved alternate program of study.
Eligible students who do enroll may also insure their Dependents. Eligible Dependents are the student’s legal spouse (husband, wife or Domestic Partner) and unmarried dependent children up to age 19 or age 26 if a full-time student.
Please see the Enrollment Instructions below to enroll your Dependents.
| Vision Annual Coverage 9/1/16 – 8/31/17 | |
| Student Only | $159.00 |
| Student + Family | $429.00 |
 Student & Dependent Enrollment Instructions
PLEASE NOTE: ENROLLMENT DEADLINE – Students must submit the online enrollment form and pay the full premium amount via credit card by the following date:
ENROLL ONLINE
(You must use your credit card – the charge will not be added to your Cooper Medical School of Rowan University Term Bill)
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Please Note: You will not receive an id card for this plan. You can simply search for a VSP provider through the Participating Provider Search on the left side of this page, and when your plan begins, the VSP provider will have your information in their system.
Open Enrollment Periods for Students: If you are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Annual Enrollment Deadline of *August 15, 2016, you will not be eligible to enroll again until the start of next Fall.
Welcome to the Student & Dependent Enrollment Center! Here you will find all the necessary tools to enroll in Dental Insurance.
We suggest you review the brochure for your rates and effective dates before starting the enrollment process.
2016-2017 Enrollment Information
All full-time medical students and any student enrolled in a CMSRU approved alternate program of study.
Eligible students who do enroll may also insure their Dependents. Eligible Dependents include a spouse and/or dependent children up to age 26.
Please see the Enrollment Instructions below to enroll your Dependents.
| Annual Coverage 8/1/16 – 7/31/17 | |
| Student | $330.00 |
| Student + 1 Dependent | $622.00 |
| Student + 2 or more Dependents | $977.00 |
Student & Dependent Enrollment Instructions
PLEASE NOTE: ENROLLMENT DEADLINE – Students must submit the online enrollment form and pay the full premium amount via credit card by the following date:
(You must use your credit card – the charge will not be added to your Cooper Medical School of Rowan University Term Bill)
PRIMARY CARE DENTIST (PCD): This plan is a Dental HMO plan. You must choose a dentist who participates in the DeltaCare plan as your PCD. A list of dentists (and their provider ID numbers) can be found by clicking the “Participating Provider ” box on the left of this page. This plan is a DeltaCare plan.
Plan information and an ID card will be sent to you on the first week of the effective date to the address you list below.
Open Enrollment Periods for Students: If you are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Annual Enrollment Deadline of July 15, 2016, you will not be eligible to enroll again until the start of next Fall.
Welcome to the Student & Dependent Vision Enrollment Center! Here you will find all the necessary tools to enroll in your school sponsored policy.
We suggest you review the brochure for your rates, effective dates and optional coverages before starting the enrollment process.
2016-2017 Vision Enrollment Information
Eligible students who do enroll may also insure their Dependents. Eligible Dependents are the student’s legal spouse (husband, wife or Domestic Partner) and unmarried dependent children up to age 19 or age 26 if a full-time student.
Please see the Enrollment Instructions below to enroll your Dependents.
| Vision Annual Coverage 9/1/16 – 8/31/17 | |
| Student Only | $159.00 |
| Student + Family | $429.00 |
 Student & Dependent Enrollment Instructions
PLEASE NOTE: ENROLLMENT DEADLINE – Students must submit the online enrollment form and pay the full premium amount via credit card by the following date:
ENROLL ONLINE
(You must use your credit card – the charge will not be added to your Rowan University School of Osteopathic Medicine)
Â
Please Note: You will not receive an id card for this plan. You can simply search for a VSP provider through the Participating Provider Search on the left side of this page, and when your plan begins, the VSP provider will have your information in their system.
Open Enrollment Periods for Students: If you are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Annual Enrollment Deadline of *August 15, 2016, you will not be eligible to enroll again until the start of next Fall.
Welcome to the Student & Dependent Enrollment Center! Here you will find all the necessary tools to enroll in Dental Insurance.
We suggest you review the brochure for your rates and effective dates before starting the enrollment process.
2016-2017 Enrollment Information
Eligible students who do enroll may also insure their Dependents. Eligible Dependents include a spouse and/or dependent children up to age 26.
Please see the Enrollment Instructions below to enroll your Dependents.
| Annual Coverage 8/1/16 – 7/31/17 | |
| Student | $330.00 |
| Student + 1 Dependent | $622.00 |
| Student + 2 or more Dependents | $977.00 |
Student & Dependent Enrollment Instructions
PLEASE NOTE: ENROLLMENT DEADLINE – Students must submit the online enrollment form and pay the full premium amount via credit card by the following date:
(You must use your credit card – the charge will not be added to your Rowan University School of Osteopathic Medicine)
PRIMARY CARE DENTIST (PCD): This plan is a Dental HMO plan. You must choose a dentist who participates in the DeltaCare plan as your PCD. A list of dentists (and their provider ID numbers) can be found by clicking the “Participating Provider ” box on the left of this page. This plan is a DeltaCare plan.
Plan information and an ID card will be sent to you on the first week of the effective date to the address you list below.
Open Enrollment Periods for Students: If you are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Annual Enrollment Deadline of July 15, 2016, you will not be eligible to enroll again until the start of next Fall.
Welcome to the Waive Your School’s Insurance Center!
This page is for those students who wish to opt-out (waive) out of the coverage under their school’s student insurance plan. The school’s student insurance plan can only be waived if the student has coverage under another acceptable insurance plan.
The first step to waive out of your school’s student insurance coverage is to verify that you are an eligible student.
2016-2017 Waiver Information
Hard Waiver Student Eligibility
All registered degree seeking St. Paul Day students, Minneapolis Associate students and Certificate students who are enrolled at St. Catherine University are automatically enrolled unless proof of comparable coverage is provided.
For those students who do not submit an approved waiver form before the deadline, you will be automatically charged and officially enrolled in the Student Health Insurance Plan. Once enrolled there are no refunds or cancellations. (Please note, automatic enrollment will occur AFTER the waiver deadline.)
Please Note:Â If you waive the insurance you will not be eligible to enroll until the following school year unless you experience a Qualifying Life Event.
Hard Waiver Student Waiver Instructions
Waiver Deadlines:
After you verify that you are a hard waiver student and have other insurance you will need:
Once you have completed the waiver form, an email will automatically be sent to the email address you provided notifying you of the waiver request decision. If you receive a:
Please Note:Â If you waive the insurance, you will not be eligible to enroll until the following school year, unless you experience a Qualifying Life Event.
Open Enrollment Period
If you are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Annual Enrollment Deadline of *September 26, 2016, you will not be eligible to enroll again until the start of next Fall unless you experience a “Qualifying Life Event†during the year.
*For new students in the Spring semester, your open enrollment deadline is February 27, 2017.Â
Qualifying Life Event
Students who did not enroll themselves during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event.
Qualifying Life Events include:
If you meet the requirements for a Qualifying Life Event, you will need to provide the following:
All documents and payment must be received within 30 days of the qualifying life event. After 30 days, the student or will no longer be eligible to enroll in the plan, until fall of the following school year.
Please Contact Us for cost and enrollment information as a Qualifying Life Event.
If you have any questions about the waiver process, please call 800-505-4160 or CONTACT US
We are always happy to help in any way.
Welcome to the Student & Dependent Enrollment Center! Here you will find all the necessary tools to enroll in your school sponsored policy.
We suggest you review the brochure for your rates, effective dates and optional coverages before starting the enrollment process. The plan’s benefits can be found in the brochure within the Schedule of Benefits section with the exclusions towards the back.
2016-2017Â Enrollment Information
View your school’s BROCHURE – Coming Soon!
Hard Waiver Student Eligibility
All registered degree seeking St. Paul Day students, Minneapolis Associate students and Certificate students who are enrolled at St. Catherine University are automatically enrolled unless proof of comparable coverage is provided.
You can also enroll yourself now by clicking “Enroll Now†below to avoid receiving future reminders and begin using your plan.
Hard Waiver Student Enrollment Instructions
If you have missed the hard waiver enrollment deadline, but have not previously waived out of the insurance, you will be automatically enrolled in the insurance by your school, after the waiver deadline.
If you have previously waived out of the insurance but have since lost coverage due to a Qualifying Life Event please contact us.
Please note: If you do not enroll for the year during the fall open enrollment period, you will not be able to enroll later during the 2016-2017 school year without experiencing a “Qualifying Life Eventâ€. This means that the loss of coverage is no fault of your own or the policyholders (i.e. you get married or become too old to be on a family plan). You will be eligible to enroll within thirty days of this “Qualifying Life Eventâ€. After thirty days, you will no longer be eligible.
Eligible students who do enroll may also insure their dependents. Eligible dependents are the student’s spouse and dependent children under 26 years of age. Please see the Enrollment Instructions below.
Enroll by Mail
To enroll by mail-download an enrollment form and submit by mail using a check or money order. The mailing address is listed on the back of the Enrollment Forms.
The effective date of your dependent’s coverage will be start date of the coverage period you enrolled in
If you did not enroll your dependent during the annual open enrollment period but your dependent has since lost coverage due to a Qualifying Life Event please contact us.
If you are a student in the Fall semester and eligible to purchase coverage and you choose not to enroll for coverage before the Annual Enrollment Deadline of *September 26, 2016, you will not be eligible to enroll again until the start of next Fall unless you experience a “Qualifying Life Event†during the year.
*For new students in the Spring semester, your open enrollment deadline is February 27, 2017.Â
Students who did not enroll themselves during the open enrollment period may be able to enroll in the policy if they experience a Qualifying Life Event.
Qualifying Life Events include:
If you meet the requirements for a Qualifying Life Event, you will need to provide the following:
All documents and payment must be received within 30 days of the qualifying life event. After 30 days, the student or will no longer be eligible to enroll in the plan, until fall of the following school year.
Please Contact Us for cost and enrollment information as a Qualifying Life Event.
If you have any questions about the enrollment process, please call 800-505-4160 or CONTACT US
We are always happy to help in any way.
Access your ID now by visiting My Account. From your My Account, you can print and download your ID card.
In keeping with our Go Green initiative, permanent ID cards will be available by request only. Should you wish to obtain a permanent ID card, you can request one to be shipped to you by accessing your My Account. Permanent ID cards will be shipped 24 – 48 hours of your request.
Use My Account Mobile to access your ID card from your mobile device. Students must have a set up my account to be able to access mobile site.
It would be our pleasure to assist you with any ID Card need you may have. Please feel free to visit our Customer Service center with any other questions regarding your ID card.
Welcome to the Health Care 101 Center! We understand the busy schedule of both parents and kids, no matter what the age. With that in mind, here’s a no-frills, easy-access guide to health insurance benefits.
Insurance 101 is not meant to address your policy specifically (each one of these has its own list of exclusions and limitations). However, this is a generic overview of health insurance types and terminology. If you have a specific question about your policy please give us a call at 1-800-505-4160.
Trying to determine if you should purchase the health insurance plan? Download our tools below for a few tips
